Frankston CarsCall (03) 9999 9766

Preferred finance partner

Car finance for vehicles bought at Frankston Cars

Arrange finance on a used car from our Seaford yard with Mason Lane Finance — no pressure, options to suit your budget, subject to lender approval.

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Mason Lane Finance

Mason Lane Finance · AFSL 394154

Licensed finance broker with 30 years in the industry and a panel of 17 lenders. Credit assistance is provided by Kon Karagiorgos (Credit Representative #488762). Frankston Cars is not the credit provider.

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30

Years experience

17

Lenders

5.0 Google

Star rating

AFSL 394154

Australian credit licence

How it works

1

Tell us about the car

A short enquiry is enough — the vehicle you have in mind, and a little about you. This is not a full credit application.

2

Get options that fit

Mason Lane Finance looks across their lender panel and comes back with structures that suit the car and your budget.

3

Drive away from Seaford

Once a lender approves, we finish the paperwork at 9 Wells Road. Every car includes a current roadworthy unless stated.

Prefer to call?

Happy to talk through a car and finance over the phone — or start with the form and we will call you.

Call (03) 9999 9766

Finance enquiry

A short enquiry is enough. We typically respond within one business day.

$4,990 Drive Away. View this car

Which loan to pick

Most private buyers of a used car from our yard use a consumer loan. Business buyers often look at a chattel mortgage or hire purchase. Kon will recommend what actually fits — you do not need to decide before you enquire.

Consumer loan

The usual option when the car is for private use.

  • You own the vehicle; the lender takes a security interest until the loan is paid out
  • Fixed repayments, typically 24 to 84 months
  • A balloon can lower monthly repayments, with a lump sum owing at the end

Chattel mortgage

A common structure when the vehicle is for business use.

  • You own the asset; a charge is taken over the financed goods
  • Can be fully funded, or you can put in a deposit or trade
  • Interest and depreciation are typically the tax deductions; GST on the purchase can often be claimed if you are registered

Hire purchase

The financier owns the vehicle during the term, then title passes to you with the final payment.

  • Can be fully funded, or you can contribute equity
  • A balloon can be included
  • Tax treatment is generally similar to a chattel mortgage — Kon will confirm what fits your situation

Looking at a finance, operating or novated lease? Ask on the form — Mason Lane can still help where it suits.

Your broker

Kon Karagiorgos

Credit Representative #488762 · Mason Lane Finance

Kon has more than 20 years in vehicle finance and is known to funders and dealerships across Melbourne. He is the person who will work your enquiry against Mason Lane’s lender panel so you get a structure that fits the car sitting in our Seaford yard.

Google reviews

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Kon is one of the rare few who actually delivers on his promises. He and his team take the time to ensure the process is seamless, timely and without the hassle.

Duncan Davies, Gelgon Pty Ltd

This page is an introduction to Mason Lane Finance (AFSL 394154). Frankston Cars (LMCT 12928) is not a credit provider and does not make credit decisions. Credit assistance is provided by Kon Karagiorgos, Credit Representative #488762. Submitting an enquiry is not a credit application. Finance is subject to the lender’s assessment and approval. Terms, fees and charges apply. Consider whether a loan is appropriate for your circumstances.